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How much life do we have left?

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Pause. Take a moment to go back in time when you were a child. How did the passage of time feel in childhood compared to now? If you're like me, time seemed to move at a crawl in childhood compared to the speedy blur in adulthood. Why…

Pay Off Your New Mortgage in Half the Time

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Do you want to pay off your mortgage early? A full 15 or even 20 years early? Of course you do! And there’s only ONE way to do it—you have to put EXTRA payments towards the principle that you owe. The more you do that, the faster…

The Latte Factor: When (Not) To Care About It

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Ever since best-selling author David Bach first popularized the Latte Factor, a simple concept to show how shifting regular amounts of "unnecessary" spending towards spending could add up to big sums over the long run, the idea has been met…